Note to phishers

Note to phisers - when trying to extract information from someone you should probably try and make sure that the target at least has some kind of relationship with the entity you are trying to immitate.

Today I got this email addressed to "Dear Keybank Member." Now aside from the fact that my name was not used (one tip I have seen in phishing scams), I don't have any kind of account with Keybank. The level of criminal compentence has truly fallen off of late.